Are you planning on buying a home in 2012? Lending standards have been tightened recently, but you can still land yourself a nice, low rate if you’re prepared. There are many things you’ll need to know as you begin your mortgage process:

* Keep an eye on your credit score throughout the entire process.
* Know the process and the documents you’ll need to provide.
* Don’t dawdle in responding to your lender’s requests.

Full story is available on quickenloans.com