If you’ve got cash and haven’t bought your retirement home in Florida yet, homes are on sale — half off.

And if you’re picky, you’ve got lots from which to choose. The inventory hovers around 2,500.

In January 2006, the median sales price for homes in Hernando was $183,500. Four years later, it’s down 47.3 percent to $96,750, according to the Multiple Listing Service.

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