If home prices are too high for your budget, don’t feel bad. You can still enjoy the vicarious thrill of paying for a stranger’s house, thanks to pending state legislation.

Maybe you’ve wanted to buy a house for many years now, but you’ve seen prices skyrocket. Especially in California. You might have gotten a zero-down, subprime mortgage, but mortgages must be repaid. And although you’re on a tight budget, you’re a responsible person. You don’t want to buy property only to default on the loan, much less declare bankruptcy. You’re an ant, not a grasshopper. You work hard and save for tomorrow. You don’t borrow money you can’t repay.

•     Full story:Available on Blogcritics