Experts on New Jersey’s housing market and on the tax implications of buying a home will join a panel of real estate professionals to answer questions about becoming a homeowner at the first of three seminars on the federal tax credit and the home-buying decision.

Sponsored by K. Hovnanian Homes, the first panel will run from 6 p.m. to 8 p.m. Dec. 14 at the Holiday Inn in Tinton Falls. Featured speakers include Jeffrey Otteau, president of Otteau Valuation Group; and Brian Spencer, a certified public account with Withum Smith & Brown. Otteau is one of the most often-quoted experts on the current state of the housing market in New Jersey. Spencer’s firm has been counseling clients for more than 30 years and has offices in six states.

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