Every time HUD makes a change or looks at its financial stability, you hear howls about its function in housing. Should the government really be involved in homes and loans?

Some members of Congress would like to see the Federal Housing Administration taken out of the Department of Housing and Urban Development and put into the private sector.

For years, “government housing” options – specifically FHA loans – were perceived as being problematic and heavily wrapped in red tape. The favorite line for real estate salespersons became “Of course your FHA loan is screwed up. Can you spell HUD backwards?”

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