The National Association of Exclusive Buyers Agents (NAEBA) announced today that home buyers have more to weigh than the tax incentive in 2010. While buyers have more inventory from which to choose than ever before, the downside is that they have to scrutinize their purchase more thoroughly prior to purchase. That’s because home systems–plumbing, heating, electrical and appliances–are designed to run 24/7 while occupied. When homes sit empty and are shown only periodically, the systems don’t get the workout they’re engineered to do and that can cause some systems to fail.

That’s the reason 80% more sellers are buying home service contracts than even two years ago, according to the National Home Service Contract Association. When toilets aren’t flushed multiple times daily or electrical systems are left dark for days and weeks on end, systems break down. Service contracts can cost between $350 and $500 and while they don’t cover structural problems or pre-existing conditions or some aspects of repair, they do generally cover appliances, plumbing and heating and cooling systems.

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