So you’re interested in taking advantage of the 2009 home buyer tax credit, but not quite sure of how to go about beginning or working your way through the mortgage process. Let’s take a look at what you need to know:

Complete the Mortgage Loan Application – when you’ve found the home you love, get in touch with a lender of your choice and let them know you’d like to start the mortgage process.

Financial Documentation – in order to complete your application, the lender will need documentation of your employment, assets, and debts, as well as the purchase price of the home. You will likely need to provide your pay stubs along with a copy of your tax returns for the last two years.

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