So I get a call one day from my buddy, Konfused Karl, whose world is coming to an end all because of having to deal with homeowners insurance. Karl was on a search for homeowners insurance, and because he’s friends with half the insurance agents in town, he feels confident he will get a good deal.

Well, along this “way,” he fell prey to the confusion of what value to insure his home for. You see, his wife Lynn told him he better insure their home for the current market value of their property. Okay class, who thinks Lynn’s right? Any hands?

For those of you who raised their hands, sorry, Lynn is wrong. Now Lynn is mad and tells Karl to ask their banker for an opinion and gets the old-fashioned “amount of your mortgage” answer. Good grief! This is wrong, too.

Full story is available on Brandenton Herald